Robinhood Retirement™

Get a custom recommended portfolio, build your own, or do a bit of both—all commission-free.

Retirement recommendations

Not sure how to start investing for retirement? We’ve got you covered. You can get a recommended portfolio that makes sense for you—just answer a few questions to help us better understand your investing needs and retirement goals.

NOTE

Our retirement recommendations are point-in-time. This means you can only invest in a recommended retirement portfolio once, and we won’t continue to monitor your portfolio going forward.

Getting started

Where do I go to get a retirement recommendation?Why don’t I have access to retirement recommendations?

How our retirement recommendations work

What’s in our recommended portfolios?What are exchange-traded funds (ETFs)?

How does Robinhood decide what goes into the recommended portfolios?

How does Robinhood choose the ETFs in my recommended portfolio?

Why can’t I change the way my money is split across my portfolio?How did Robinhood decide how I should split my money across my portfolio?Why is there a $20 minimum to invest in my recommended portfolio?Why don’t I get the same recommended portfolio every time I fill out the questionnaire?Why don’t the percentages of the ETFs in my portfolio add up to 100%?How do I know I can trust this recommendation?

Can I save my recommended portfolio and invest in it later?What happens to the information I shared to get a retirement recommendation?

I’ve already invested in my recommended portfolio

Can I get another retirement recommendation?How do I invest more in my recommended portfolio?Can I get more recommendations on how to invest?

Disclosures

All investments involve risk and loss of principal is possible. Investors should consider their investment objectives and risks carefully before investing.

Investors should consider the investment objectives and unique risk profile of any Exchange Traded Product (ETP), including any Exchange-Traded Fund (ETF) and any Exchange-Traded Notes (ETNs), carefully before investing. A prospectus contains this and other information about the ETP and should be read carefully before investing. Please access the ETF Details Page for any ETF to obtain a prospectus.

Securities trading offered through Robinhood Financial LLC, a registered broker-dealer and Member SIPC, and a subsidiary of Robinhood Markets, Inc. (“Robinhood”).

Reference No. 2393786Still have questions? Contact Robinhood SupportBrokerage Customer Relationship SummaryFINRA’s BrokerCheckFollow us on

DEMOCRATIZE FINANCE FOR ALL™

• Product

• Invest

• Crypto

• Retirement

• Options

• Cash Card

• Learn

• Snacks

• Company

• About us

• Blog

• Affiliates

• Press

• Careers

• Commitments

• Our Customers

• Investor Relations

• Support

• ESG

• Podcast

• Investor Index

• Legal & Regulatory

• Terms & Conditions

• Disclosures

• Privacy

• Law Enforcement Requests

Brokerage services are offered through Robinhood Financial LLC, (“RHF”) a registered broker dealer (member SIPC) and clearing services through Robinhood Securities, LLC, (“RHS”) a registered broker dealer (member SIPC). Cryptocurrency services are offered through Robinhood Crypto, LLC (“RHC”) (NMLS ID: 1702840). Robinhood Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. The spending account is offered through Robinhood Money, LLC (“RHY”) (NMLS ID: 1990968), a licensed money transmitter. A list of our licenses has more information. The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard®. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. RHF, RHY, RHC and RHS are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHY, RHC and RHS are not banks. Products offered by RHF are not FDIC insured and involve risk, including possible loss of principal. RHC is not a member of FINRA and accounts are not FDIC insured or protected by SIPC. RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood Money spending account and Robinhood Money Cash Card account may be eligible for FDIC pass-through insurance (see the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).

Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.

Commission-free trading of stocks, ETFs and options refers to $0 commissions for Robinhood Financial self-directed individual cash or margin brokerage accounts that trade U.S. listed securities and certain OTC securities electronically. Keep in mind, other fees such as trading (non-commission) fees, Gold subscription fees, wire transfer fees, and paper statement fees may apply to your brokerage account. Please see Robinhood Financial’s Fee Schedule to learn more.

View important disclosures